Flexible All-in-One
Mortgage & Banking
A flexible mortgage account that combines your mortgage, line of credit, and daily banking in one place.
Serving Kitchener–Waterloo families for over 35 years.

Instead of managing separate mortgage, line of credit, and chequing accounts, an all-in-one mortgage blends everything into one flexible account. Your income is automatically applied against your balance, helping reduce interest, simplify cash flow, and give you more control over your debt.
Every dollar you deposit immediately works to reduce your interest, giving you more control, convenience, and long-term savings without changing your everyday banking habits.
It’s a simple, efficient way to reduce interest, access equity when needed, and manage your home finances in one place.
How it Helps:
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Reduce mortgage interest over time
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Access home equity when you need it
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Simplify banking and borrowing in one place
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Use your income to pay down your mortgage faster
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Enjoy flexible access to funds while staying on track
Book Your Free Review Today
We help homeowners and professionals across Kitchener and Waterloo understand whether an all-in-one mortgage structure fits their goals.
Not every homeowner needs an all-in-one mortgage. We’ll walk through your current setup, show you how a flexible account works, and compare it to your existing mortgage so you can decide with confidence.
Prefer to call? 519-743-5404
Proudly serving clients across Kitchener–Waterloo
for over 35 years.
