A vibrant and colorful bowl featuring blackened chicken and juicy peaches, paired with fresh cucumber, cherry tomatoes, corn, and fragrant herbs, all atop a bed of rice.

Estate planning for digital businesses in Canada. What happens when a founder passes away

What years of working with clients — including some very long retirements — have shown to be true PRINCIPLE 1 The Discipline of Saving Is the Magic The most important part of saving for the future is the act of saving itself. Rate of return matters, but it is largely outside anyone's control — markets do what they do. How much and how consistently a person saves is 100% within their control, and it turns out to be the dominant factor in long-term outcomes for most people. Con

Retirement planning in Kitchener is rarely just about replacing a paycheque. For most families, it is a three-part challenge: creating reliable income, reducing unnecessary tax, and making sure wealth passes to the right people in the right way. That matters because even core government benefits need careful coordination. The average CPP retirement pension for new beneficiaries starting at age 65 is $877.01 a month, and those payments are taxable, which is a useful reminder t

For many business owners, succession planning feels like a retirement project. In practice, it is a business continuity plan, a family protection plan, and a tax plan all at once. That matters now, not later. The federal government says more than 17% of Canadian SME owners planned to exit within the next five years, which means a meaningful share of privately held businesses are already in a transition window. In a region built on owner-led companies, delaying the conversatio

Estate planning becomes urgent the moment life gets more complex, children, a home, retirement accounts, a family business, or aging parents who may one day need support. In Canada, planning is already part of the financial picture for many older adults. In fact, 92% of Canadians age 65 and older have a will, which tells us something important: families know this work matters, but many still need a more complete plan that keeps legal documents, beneficiary choices, and wealth

Retirement planning and legacy planning are often treated as separate tasks, but for many families in KW they are tightly connected.

You need income. It's the engine that drives everything else.

Rhubarb & Grape Pie

Easy Pavlova

Trust isn’t built in what we say, it’s built in what we consistently do.

Trust isn’t built in what we say, it’s built in what we consistently do.

Thai Basil Chicken. Wok-seared ground chicken with fresh Thai basil, garlic and chilies in a savory fish and oyster sauce.

The greatest tax break that many Canadians do not take advantage of is charitable giving.

Maple Teriyaki Salmon Bowl with Forbidden (Black) Rice

If you need help dusting off some of those old life or RRSP contracts we are happy to help.

The result of the work is that all of his policies (some initiated as early as 1968), are properly designated to the intended beneficiaries, and his family can rest assured that this part of the journey has a path.

Salsa Verde

Salsa Verde

Skirt steak or flank